Electricity Costs in Indianapolis, Indiana (2026)

Indianapolis households pay Indiana’s statewide average residential rate of 17.90¢/kWh (April 2026), served primarily by AES Indiana. Below: exact operating costs for the appliances and vehicles most likely to be on your bill, plus solar payback specific to Indianapolis’s latitude.

Rate (April 2026)17.90¢
Typical monthly bill$160
Annual bill$1,918

Based on the EIA U.S. average household consumption of 893 kWh/month. Actual Indianapolis usage varies with climate — Sun Belt cities like Phoenix or Houston average 1,200-1,500 kWh/month; mild-climate cities like San Francisco or Seattle average 400-600 kWh/month.

Top appliance costs in Indianapolis

Each of the biggest household electric loads, at Indianapolis’s rate:

ApplianceAnnual costSee full calculator
Electric Water Heater$882Details →
Tankless Electric Water Heater$823Details →
Level 2 EV Charger$767Details →
Central Air Conditioner$601Details →
Hot Tub$588Details →
Pool Pump$387Details →
Heat Pump (whole-home)$376Details →
Portable Air Conditioner$223Details →

EV charging cost in Indianapolis

Home Level 2 charging costs for popular EVs, at Indianapolis’s residential rate:

EVAnnual home charging costFull breakdown
Tesla Model 3 Long Range$597Details →
Tesla Model Y Long Range$645Details →
Tesla Model S$682Details →
Tesla Model X$796Details →

Solar in Indianapolis

A typical 6 kW rooftop solar system in Indianapolis costs about $17,100 gross ($2.85/W Indiana state avg), $11,970 after the 30% federal tax credit. Estimated annual savings: $1,254. Payback: 9.5 years.

Full Indiana solar payback analysis → · Are solar panels worth it in Indiana? →

Installation costs in Indianapolis

Typical gross install costs for major home energy upgrades, at Indiana averages (Indianapolis may run ±15%):

  • Central AC (3-ton): ~$6,200 — by state
  • Heat pump (whole-home): ~$11,500 — by state
  • Heat pump water heater: ~$3,700 — by state
  • Rooftop solar (6 kW): ~$17,100.0 — by state

About Indianapolis electricity

Primary utility: AES Indiana. Rate data on this page uses the EIA Indiana residential state average. Your actual utility bill may include time-of-use pricing, tiered rates, or monthly service fees on top of the per-kWh energy charge.