Average Household Electricity Bill in Indiana (2026)

A typical Indiana household uses about 893 kWh/month and pays about $160/month — or $1918/year — at the April 2026 residential rate of 17.90¢/kWh.

Monthly use893 kWh
Monthly bill$160
Annual bill$1918

Indiana’s rate is 5% below the U.S. average (18.83¢/kWh). Versus the national typical bill of $168/month, Indiana households pay $8 less each month.

Where does that 893 kWh/month go?

Based on EIA Residential Energy Consumption Survey averages, here is how a typical household’s electricity splits across major loads in Indiana:

Load category~SharekWh/monthCost/month at 17.90¢/kWh
Space cooling17%152$27.17
Water heating12%107$19.18
Space heating12%107$19.18
Refrigeration7%63$11.19
Lighting5%45$7.99
TV & electronics7%63$11.19
Washer & dryer5%45$7.99
Cooking4%36$6.39
Other (always-on, misc)31%277$49.55

Shares vary widely by climate, home size, and what fuels you use (gas vs electric heat, gas vs electric water heater). The split above assumes a fully-electric household; gas-heated homes will see a smaller heating slice and a higher relative share for other loads.

How Indiana compares

The 12 cheapest electricity states are dominated by hydropower, nuclear baseload, or coal-rich regions (Idaho, Washington, Utah, Nebraska, Oklahoma). The most expensive — Hawaii, California, Connecticut, Massachusetts, Rhode Island, New York — typically have higher fuel imports, more expensive transmission, or both. Indiana sits at 17.90¢/kWh, ranking 32 out of 51 (1 = cheapest).

FAQ

Why use 893 kWh/month as the baseline?

That is the most recent U.S. average residential household consumption published by the EIA Residential Energy Consumption Survey. Actual usage varies from ~500 kWh/month in mild-climate apartments to over 2,000 kWh/month in large electric-heated homes.

I use much more / less than that — what should I do?

Multiply your actual monthly kWh (from your bill) by 0.1790 to get your Indiana bill. Or use any of our per-appliance calculators to add up your actual loads.

Does this include fees and taxes?

No — this is the energy-only cost at the average residential rate. Most U.S. utilities also charge a small monthly customer/service fee ($5–$20) and applicable taxes, which add on top of the figures here.