Solar Incentives in Indiana (2026)

Indiana residents installing rooftop solar can combine the 30% federal Investment Tax Credit (ITC) with a state-specific credit (None (state NEM eliminated 2022 for new systems)). Net-metering rules and property/sales tax exemptions are the other big levers.

Gross install cost (6 kW)$17,100
After federal ITC (30%)$11,970

Indiana avg installed cost: $2.85/watt (state avg, 2026). Federal ITC value: $5,130. Additional state incentives (below) may reduce net cost further.

1. Federal Investment Tax Credit (ITC)

Every U.S. state gets the 30% federal ITC. It applies to the gross install cost, including panels, inverters, labor, and permit fees. For a 6.0 kW system in Indiana at $2.85/watt, that’s a credit of $5,130 against your federal income tax. The credit is refundable-carryforward — unused portions roll to future tax years. Valid through 2032.

2. State income-tax credit

None (state NEM eliminated 2022 for new systems)

This stacks on top of the federal credit. Consult a local CPA to confirm current-year limits.

3. Net metering rules in Indiana

Ended for new installs; utility-specific export tariffs now

Net metering determines how much you’re credited for excess solar energy exported to the grid. "1:1" or "full retail" is the best — you get the same rate you pay. "Avoided cost" or "net billing" pays substantially less (often 25-50% of retail).

4. Property & sales tax exemptions

  • Property tax: ✅ Yes — the added home value from solar is excluded from property tax reassessment in Indiana.
  • Sales tax: ❌ No — sales tax applies at the standard state rate.

5. Utility rebates & notes

Weakest incentive environment among Midwest states. Federal ITC only.

Utility rebates change frequently. Verify current terms with your specific utility (not just "the state") before signing an installer contract.

Bottom line for Indiana

A typical 6.0 kW rooftop system in Indiana costs about $17,100 gross → $11,970 after the federal ITC. With Indiana’s electricity rate of 17.90¢/kWh, this system saves about $1,254/year — paying back in 9.5 years on the federal credit alone. Add the state-level items above and the net cost drops further.

See the full Indiana solar savings calculator →

Before you sign an installer contract

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FAQ

Can I combine federal ITC and Indiana’s state incentives?

Yes — the federal ITC and Indiana’s state credit stack independently. However, some utility rebates reduce the "cost basis" the federal ITC applies to. Consult a CPA.

When do I get the federal ITC money?

The ITC reduces your federal income-tax liability for the year the system is placed in service (i.e., commissioned and producing power). If your tax owed is less than the credit, unused portions roll forward. You do not receive a check.

Do rebates and credits get taxed?

Rebates from utilities are generally not taxable (they reduce your cost basis). Federal tax credits are not income. Some state credits may be treated differently — check your state Department of Revenue.